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Tom Hallock

Sr. Loan Officer | ELITE Team

Phone: 512.829.7588
NMLS: 621397
Florida License: LO100845
Oklahoma License: MLO27331
Email: Tom.Hallock@LoanPeople.com

Tom is available to assist you:

  • Five-star customer service,
  • Great rates and on-time closings,
  • Almost 15 years of experience assisting clients with their home financing needs.

Thank you for the opportunity to earn your business.

Fast Contact Form

Please call (512) 829-7588,
use form below or email:
Tom.Hallock@LoanPeople.com

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About

Since 2009, Tom Hallock has provided five-star service to customers purchasing and refinancing home loans. He assists with loan types including, but not limited to: Conventional, FHA, VA, USDA, Jumbo, and Condominium. Tom prides himself on closing on time and providing consistent communication to all parties on the transaction. Tom is available to assist you and appreciates the opportunity to earn your business.

Mortgage Lender Reviews

I am a Realtor and have worked with tons . . . of lenders during my many years in the business.

07/01/2019 by Rachel G.
Location: Texas

I am a Realtor and have worked with tons of lenders during my many years in the business. Once I was connected with Tom, I stopped searching for a go-to lender. I finally found him. Tom’s communication skills are second to none. He will answer his . . . phone and work up estimates pretty much any time of day/night for his clients. I know this because not only do my clients tell me this but because I too use Tom on all my personal home loans. This should say A LOT about Tom, coming from a Realtor. I can have my pick of the litter when it comes to who does my home loans and I choose Tom, every time. Every home we have closed together has ALWAYS been on time. Never has he failed to hold up his end of the bargain, and as a potential buyer, I can’t stress how important this is. A lender doesn’t have any skin in the game, but you, as a buyer, do. It’s important to find a local lender who understands this and will hold up his end of the bargain so you don’t loose out on the thousands of dollars you’ve ponied up to the seller at the beginning of the transaction. He will almost guarantee that he can beat any deal out there and if he can’t , he will be honest with you and tell you the other deal is better and you should use them. I love that about Tom. In a world where seemingly more and more people in the banking business are corrupt and driven by money, it’s refreshing to hear honesty and truth from Tom no matter how much it affects his bottom line. He truly wants to do what’s right by his clients and there isn’t a price tag you can put on that. Thank you Tom for all your hard work in your industry!

Applying for a mortgage is one of the . . . most stressful, least fun parts of buying a new home but Tom made it so easy!

05/30/2020 by Stacey C.
Location: Texas

He is such a pleasure to work with – incredibly responsive and thoughtful. Other professionals we worked with in our home buying process also commented on how quickly and efficiently he worked.
FYI – he was able to help us with a purchase outside of . . . Austin so don’t hesitate to reach out to him if you are looking for help in other parts of TX

Our offer was accepted with a 28-day . . . close and we achieved that goal with room to spare.

05/01/2019 by Taylor B.
Location: Apex

Tom was knowledgeable, friendly, professional, and available. He proactively provided information and support and was always available for review and consultation. He guided us in a way that made us feel comfortable and confident with the process. He . . . was a source of unbiased information when we were price shopping and was our teammate and advocate through negotiations. And at no point were we in doubt that the money would be there when it needed to be.
I can’t recommend him enough if you are in need of a mortgage.

Tom was so great to work.

06/30/2020 by Laura R.
Location: ATX

He came recommended from a friend and I plan to recommend him to my friends. He made refinancing my home a seamless simple process (which was not the case with other two mortgage processes I’ve done with other institutions in the past). He offered . . . competitive rate. Can’t recommend enough!

Amazing service!

01/01/2019 by Molly F.
Location: Austin, Texas

Tom goes above and beyond for his buyers and Realtors. He keeps the process simple and is ready to close EARLY!

Highly recommend Tom!

07/01/2020 by B.W.
Location: Austin TX

He was referred to us by our realtor and we couldn’t have been more impressed. He was professional, patient, answered all our questions, and was so knowledgeable. We’d bought a home before and let him know we felt we were a bit in the dark last time . . . and he took plenty of time, even half of a Saturday, to walk us through our loan options and ensure we felt comfortable with our selection. Tom was hands down the best and we highly HIGHLY recommend him to anyone looking for an all start mortgage broker.

5 Stars

11/01/2021 by Jonelle C.
Location: Austin TX

Through the last several months, my family has undergone one of the most stressful situations imaginable (finding/buying a new home), in one of the most stressful time periods (2020… need I say more?). However, to classify the process we . . . experienced with Tom was anything other than perfect would be an understatement. The most stressful purchase of my life was made exponentially easier due to his knowledge, expertise, and most importantly, service. Tom worked tirelessly on setting up everything in a manner that made it easy to understand and simplistic . It is safe to say that Tom and his team will make you feel like a member of their own family, even if it means answering a panicky email at 11:00pm at night. In the tricky and confusing world of home buying, do yourself a favor and make the process easier by selecting Tom and his team.

Personable, trustworthy, and a loan . . . officer guru.

04/01/2020 by J.M.G.
Location: Austin

He is able to walk you through the home buying process with grace. His wit and candor, make him the perfect loan officer to help you design the ultimate buying strategy, and purchase the ultimate home of your dreams!

We could not give higher praise about . . . working with Tom!

06/26/2021 by Robert I.
Location: Texas

As first time home buyers a lot of stuff was new information to us and Tom took time to walk us through everything and answer any questions without making us feel bad about not knowing what things were. He always made time to talk to us no matter the . . . time or day and was willingly to move his schedule around to accommodate us. Tom was extremely timely with providing any documents or in his responses. He was willingly to rework numbers multiple times however we had asked and did not pressure us in any way. We felt comfortable discussing our finances with him. Tom was very encouraging in the whole process which is extremely helpful with how daunting this market is. Tom is very friendly and professional and we enjoyed working with him a lot. We would highly recommend working with Tom as your lender!

Tom was amazing throughout the entire . . . process.

01/08/2021 by Xianhe
Location: Austin Texas

From answering questions during house hunting, all the way to closing ensuring that I was able to close on time. He is always helpful, friendly, and available whenever I had questions. I would definitely recommend him!

Home Loan Programs

Purchase

LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.

Refinance

Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.

FHA & USDA

LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.

Conventional

Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.

Condos

In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.

Non-Warrantable

Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.

VA

VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.

Investor

LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.

Jumbo

LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.

Jumbo Investment

LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.

Asset Qualifier

Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.

Close in LLC

LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.

100% Remote Closing

Complete eClosings with Remote Online Notary (RON). No visit to the title company required. Conventional, FHA, VA, and USDA.

Non-QM

Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.

DSCR

Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.

HELOAN

Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.

2nd Liens

Wide range of options for transactions in need of a second loan balance.

Bank Statement

Loan products for transactions using bank statements to fulfill documentation requirements.

ITIN & Foreign National

Loan products for borrower(s) with ITIN and foreign national residencies.